Insurance

Insurance is essential to any comprehensive financial security plan.  If tragic events like death, disability or critical illness strike, insurance can protect you and your family from undue hardship. Our firm has access to a network of trusted insurance carriers that is significantly broader than many other wealth management firms can offer. No matter your personal situation-we will work together to design a customized plan.  

Life insurance offers surviving family members increased financial security. As a tax-free lump sum payment, it can pay for final expenses and debts, as well as provide income for the deceased’s dependents.  

An Irrevocable Life Insurance Trust (ILIT) is used as a financial planning and estate tool.  

Permanent life insurance plans can help build tax-deferred capital for retirement purposes or funding for college education.  

Annuities can protect the value of your assets and creates an income stream that will last for your lifetime.

Long-Term Care insurance provides nursing-home care, home health care or adult day care for adults who need assistance with daily living. 

Disability Insurance helps protect your ability to earn an income and can assist in the support of a buy-out of a disabled partner’s share of the business.

Our goal is to protect you, your family and your business by helping you get the coverage that best meets your needs.  We work with you to determine the best way insurance can fit in your financial picture, and then do the work of finding the coverage that will best meet your needs.